Some Products, including courses we sell under a resell license from another company, come with their own product-specific terms ("Product Terms"). Product Terms are linked on that Product's sales page and checkout. When you buy that Product, you agree to its Product Terms as well as these Terms. If they conflict, the Product Terms apply to that Product.

After payment you'll receive access to your Product by email and on the order confirmation page. If you don't receive it within 24 hours, check your spam folder, then contact support@breakingfinancialchains.com. Please download your files promptly and keep your own copy.

Refunds are handled under our Refund Policy at /refunds, or under a Product's own Product Terms where those apply.

Our Products and content are for educational and informational purposes only. They are not financial, investment, tax, legal, accounting or real estate advice, and we are not acting as your financial advisor, attorney, accountant or real estate broker. Examples and figures from our own projects describe our experience and are not a promise or prediction of your results. Investing, real estate and business involve risk, including loss of money. Talk with qualified licensed professionals before making decisions. See our Earnings Disclaimer at /earnings-disclaimer.

The Site and Products may link to third-party websites, products and services. We don't control them and aren't responsible for them. Some links are affiliate links, which means we may earn a commission if you buy through them, at no extra cost to you. As an Amazon Associate, we earn from qualifying purchases.

The Site and our own Products, including text, graphics, logos, designs and the Breaking Financial Chains name and marks, belong to Breaking Financial Chains LLC and are protected by intellectual property laws. Products we resell under license belong to their creators, as described in their Product Terms.

You agree not to misuse the Site, including by attempting to gain unauthorized access, interfering with its operation, or using it for any unlawful purpose.

The Site and Products are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose or non-infringement. We don't guarantee that the Site will be uninterrupted or error-free.

To the fullest extent permitted by law, Breaking Financial Chains LLC and its owners, members and team will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any lost profits or losses from investment or business decisions, arising from your use of the Site or Products. Our total liability for any claim will not exceed the amount you paid for the Product involved.

You agree to indemnify and hold harmless Breaking Financial Chains LLC and its owners, members and team from any claims, damages and expenses (including reasonable attorney's fees) arising from your use of the Site or Products or your violation of these Terms.

We may update these Terms at any time by posting the new version on this page with a new "Last updated" date. Your continued use of the Site after changes means you accept them. The Terms in effect when you bought a Product apply to that purchase.

These Terms are governed by the laws of the State of North Carolina, without regard to its conflict-of-law rules. Any dispute will be handled in the state or federal courts located in North Carolina.